1. Introduction
These Terms & Conditions explain the rules for using Refuse2LoseFIT services, programs, forms, website content, online coaching, in-person coaching, and digital fitness products.
By using this website, submitting an application, purchasing a program, joining coaching, or accessing any Refuse2LoseFIT content, you agree to these terms.
2. Services We Provide
Refuse2LoseFIT provides online and in-person fitness coaching, workout programs, nutrition guidance, client intake forms, progress tracking, digital fitness products, and related support.
Program details, pricing, features, and availability may change over time. We do our best to keep information accurate, but we may update or discontinue offers when needed.
3. Eligibility
You must be at least the age of majority in your province, territory, state, or country to purchase coaching or submit a paid program application on your own. If you are under that age, a parent or legal guardian must approve your participation.
4. Health And Fitness Disclaimer
Fitness training, exercise, nutrition changes, and lifestyle changes involve risk. Refuse2LoseFIT is not a medical provider and does not provide medical diagnosis, treatment, or medical advice.
You are responsible for confirming that you are healthy enough to participate. Speak with a physician or qualified healthcare professional before starting any fitness or nutrition program, especially if you have injuries, medical conditions, medications, pain, pregnancy, or any health concerns.
Stop exercising and seek medical help if you feel chest pain, dizziness, shortness of breath, faintness, unusual discomfort, or any concerning symptoms.
5. Your Responsibilities
- Provide accurate information about your health, goals, injuries, limitations, and training history.
- Follow instructions carefully and use proper judgment during workouts.
- Use safe equipment, safe training spaces, and appropriate supervision when needed.
- Communicate promptly if something feels unsafe, painful, unclear, or unrealistic.
- Understand that results depend on your effort, consistency, nutrition, sleep, genetics, health, and adherence.
6. Payments, Billing, And Refunds
Payments may be processed through secure third-party providers. By purchasing a program or service, you agree to the price, billing schedule, and any checkout terms shown at the time of purchase.
Unless stated otherwise in writing, digital products and instant-access programs are final sale because access is delivered immediately. Coaching subscriptions, renewals, cancellations, and refund eligibility may depend on the specific offer, agreement, checkout terms, or our Refund & Cancellation Policy.
If there is a billing issue, contact us as soon as possible at niko@refuse2losefit.com.
7. Digital Products And Program Access
Digital fitness products, training plans, guides, videos, and coaching resources are for your personal use only. You may not copy, resell, share, upload, distribute, or reproduce them without written permission from Refuse2LoseFIT.
Access may be limited, suspended, or removed if there is misuse, non-payment, unauthorized sharing, abuse, or violation of these terms.
8. Scheduling, Check-Ins, And In-Person Sessions
Check-ins, coaching responses, and in-person sessions may depend on coach availability, client response time, and the terms of the program selected.
For in-person coaching, missed sessions, late arrivals, cancellations, and rescheduling may be subject to policies communicated at booking or onboarding.
9. Third-Party Services
Refuse2LoseFIT may use third-party services such as HubFit, Stripe, Google tools, Meta/Facebook tools, email/SMS providers, scheduling tools, form tools, website hosting providers, and analytics platforms.
Those third-party services have their own terms and privacy policies. Refuse2LoseFIT is not responsible for third-party outages, policy changes, account access issues, or platform decisions outside our control.
10. Privacy
Your personal information is handled according to our Privacy Policy. By using our website, forms, coaching services, or digital products, you also agree to the way information is collected, used, and protected as described there.
11. Acceptable Use
You agree not to misuse the website, forms, coaching systems, digital products, or communication channels. This includes harassment, spam, unauthorized access, copying content, sharing private materials, interfering with systems, or using the services for unlawful purposes.
12. Intellectual Property
All Refuse2LoseFIT branding, website content, program materials, written content, designs, training plans, guides, images, videos, and digital resources are owned by Refuse2LoseFIT or used with permission.
You receive a limited personal license to use materials for your own training. You do not receive ownership rights.
13. Results Disclaimer
We do not guarantee specific results. Fitness, performance, body composition, strength, weight loss, and health outcomes vary from person to person based on many factors, including consistency, nutrition, sleep, genetics, medical conditions, stress, and program adherence.
14. Limitation Of Liability
To the fullest extent allowed by law, Refuse2LoseFIT is not responsible for injuries, losses, damages, health issues, missed results, technical issues, or indirect damages connected to your use of the website, coaching services, workouts, nutrition guidance, digital products, or third-party platforms.
You agree to use all services and materials at your own risk and to make safe decisions based on your own body, health, equipment, and environment.
15. Updates To These Terms
We may update these Terms & Conditions from time to time. The updated version will be posted on this page with a new effective date when needed. Continued use of the website or services means you accept the updated terms.
16. Governing Law
These terms are intended to be governed by the laws of Ontario, Canada and applicable Canadian laws, unless another law is required to apply.
17. Contact Us
Questions about these Terms & Conditions can be sent to: